FAQ
Straight answers to the accounting questions business owners ask us most
Everything you need to know about working with CFO Accounting. pricing, switching, compliance, and getting started.
General
We handle the day-to-day and year-end finance work for UK businesses. bookkeeping, VAT, payroll, tax returns and management accounts, all under one roof. Think of us as your outsourced finance team, minus the overheads of hiring in-house.
We work well with sole traders, limited companies, contractors, landlords and growing SMEs across the UK who want reliable, proactive accounting rather than a once-a-year scramble. If you want a dedicated accountant who knows your business, you're in the right place.
Both. Our Starter package is built specifically for sole traders and new businesses, while Growth and Scale suit limited companies and small teams as they expand.
Yes. email support is always available, and your dedicated accountant can arrange calls outside core hours when something urgent comes up. We try to be flexible around how you actually run your business.
Pricing & Billing
You pay one clear monthly fee based on the package that fits your business, agreed upfront before any work begins. There's no hourly billing or surprise invoices. just a predictable cost you can plan around.
No. Everything included in your package. bookkeeping, filings, support. is covered by your monthly fee. If your needs grow beyond your current package, we'll always discuss and agree any change with you first.
Absolutely. you can move between Starter, Growth and Scale as your turnover, staff numbers or complexity change. We'll review this with you as part of your regular check-ins so you're never paying for more than you need.
We take payment by direct debit or standing order, collected monthly to match your fixed-fee plan. This keeps billing simple and means one less thing for you to think about each month.
Switching Accountants
It's far simpler than most people expect. we handle the vast majority of the process for you. Most clients are surprised at how little they actually need to do themselves.
No. we plan the handover carefully so your filing deadlines, VAT returns and payroll continue without interruption. Nothing falls through the cracks during the transition.
We contact your previous accountant directly to request professional clearance and your records, once you've given us the go-ahead. You don't need to have an awkward conversation yourself.
Most switches are completed within two to four weeks, depending on how quickly your previous accountant responds. We keep you updated throughout so you always know where things stand.
Security & Compliance
Yes. we use encrypted, cloud-based platforms like Xero and QuickBooks with bank-level security, and access is tightly controlled. Your data is never shared beyond what's needed to manage your accounts.
We work around current UK filing requirements, agreed deadlines and documented client responsibilities. Before engagement, we can provide the current professional membership or supervision details relevant to the person and service handling your account.
We handle HMRC correspondence and queries directly on your behalf wherever possible, drawing on the records we've prepared together. You won't be left dealing with it alone.
Yes, we hold professional indemnity insurance as standard, giving you an extra layer of protection and peace of mind. Details are available on request.
Getting Started
Just some basic information about your business and access to your existing records. we'll guide you through exactly what's needed during your free consultation. There's no lengthy paperwork to complete upfront.
In most cases we can begin within a week or two of your consultation, sooner if there's a specific deadline we need to work around. We'll agree a clear start date with you from the outset.
Not at all. if you're not already set up, we'll get you onto Xero or QuickBooks as part of onboarding, at no extra cost. If you're already using one of these, we simply pick up where you left off.
We'll have a short call to understand your business and current setup, then follow up with a clear recommendation and fixed-fee quote. no pressure, no obligation. You decide whether to move forward from there.
No questions match your search. try a different term, or ask us directly.
Still have questions?
Our team is happy to talk through anything that's not covered here.